🚫 Blocked
= Temporarily blocked for new purchases (RBI restrictions on international funds)
| N-Rank ▼ | Fund Name | Category | AUM (Cr) | Expense % | 1Y Return | 3Y Return | 5Y Return | Sharpe | Alpha | VR Rating |
|---|
N-Rank Scoring Breakdown
The N-Rank algorithm evaluates funds across 5 dimensions with a maximum score of 100 points. Negative scores are possible for poorly performing funds.
📊 Dimension 1: Quality
20 pts max
Value Research Rating
★★★★★ = 10pts
0-10 pts
AUM Size (₹10K-50K Cr optimal)
Sweet spot
0-7 pts
Fund Age / Track Record
>10 years best
0-3 pts
📈 Dimension 2: Returns
50 pts max
1-Year Return
>30% = 15pts
-10 to 15
3-Year Return
>30% = 20pts
-5 to 20
5-Year Return
>25% = 15pts
-5 to 15
Momentum Check V3 (1Y/3Y ratio)
>1.5x = spike, <0.7x = fading
-10 to 0
⚖️ Dimension 3: Risk-Adjusted
15 pts max
Sharpe Ratio
>1.5 = 10pts
-5 to 10
Alpha
>7% = 7pts
-5 to 7
Volatility Penalty
>25% StdDev
-2 to 0
💰 Dimension 4: Cost Efficiency V3
5 pts max, -8 min
Expense Ratio
<0.4% = +5, 0.4-0.7% = +3, 0.7-1% = +1
-8 to 5
High Expense Penalty
1-1.5% = -2, 1.5-2% = -5, >2% = -8
Wealth destroyer!
🎯 Dimension 5: Strategic Fit
10 pts max
Sector Diversification Bonus
US Tech, Healthcare
0-5 pts
Direct Plan Bonus
Direct = +2
0-2 pts
Clean NAV History
10+ years
0-3 pts
🏆 Tier Classification
🟢 Excellent
Score 60+
Strong Buy
🔵 Good
Score 45-59
Hold/Buy
🟠 Caution
Score 30-44
Monitor
🔴 Poor
Score <30
Avoid